Tuesday, June 28, 2011

small photo

aku ade amek pic terbaru...so ko boleh komen..mana yg x kene..

psl hujung atap...gunawan ckp boleh ikut gambar yang ko kasi tu..dia org pakar dlm ubah suai rumah..ko tgk pic yg aku amek ptg td.

www.planlulus.com

fax:075206690

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Agak-agak dah siap 50%?

www.planlulus.com

fax:075206690

Monday, June 27, 2011

Binaan tempat letak kereta adalah rendah dan tidak mengikut gambaran 3d yang diberi. Masalah sambungan bumbung dengan rumah lama mungkin akan timbul. Bumbung tempat letak kereta yang berbentuk A mestilah bercantum dengan rumah utama.

solusi 1: bumbung di atas bilik kadapan diteruskan mengikut bumbung rumah utama hingga ke sebelah kiri. (binaan satu tiang diperlukan di sebelah kiri) Bumbung tempat letak kereta diterus sahaja ke dinding rumah.

Jika bumbung tempat letak kereta tidak bercantum terus dengan rumah utama, maka sambungannya bolehlah dibuat bumbung rata plycarbonate yang baik kualitinya.

Progress Payments

Under the standard Sale & Purchase Agreement, purchasers are required to make instalment payments of the purchase price, typically referred to as progress payments, as and when the developer completes the different stages of construction of the housing project. All instalment payments up to the issue of Temporary Occupation Permit are to be paid into the Project Account which the developer is required to maintain with a bank or financial institution.

Fast Facts:

	Standard Payment Scheme refers to the payment schedule set out in the standard Sale & Purchase Agreement.
	A Deferred Payment Scheme is a payment scheme whereby developers allow purchasers to defer the due date for the progress payments under the standard payment scheme to a later date.
	Besides the progress payments, other payments which a purchaser is required to make under the Sale & Purchase Agreement include property tax and maintenance charges.

Standard Payment Scheme

The time for payment and the amount of purchase price payable under the standard payment scheme is shown in the following table:

Stage	Payment under a standard payment scheme ( % of purchase price )
Upon the grant of Option to Purchase	5% - 10% (booking fee)
Upon signing of the Sale & Purchase Agreement or within 8 weeks from the Option date	20% less booking fee
Completion of foundation work	10%
Completion of reinforced concrete framework of unit	10%
Completion of brick walls of unit	5%
Completion of roofing/ceiling of unit	5%
Completion of electrical wiring, internal plastering, plumbing and installation of door and window frames of unit	5%
Completion of car park, roads and drains serving the housing project	5%
Notice of Vacant Possession	25%
On Completion Date	15%

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Deferred Payment Scheme

A Deferred Payment Scheme is a payment scheme whereby developers allow purchasers to defer the due date for the progress payments under the standard payment scheme to a later date. The developer is required to seek the approval of the Controller of Housing before offering any form of deferred payment scheme to purchasers.
On 26 Oct 2007, the Government withdrew the deferred payment scheme, i.e. applications from developers to offer deferred payment scheme for new housing projects will not be approved. However, developers who have already obtained the Controller’s approval to offer a deferred payment scheme may continue to offer it to purchasers after 26 Oct 2007. Purchasers are advised to check with the developers on the payment scheme being offered.

There are various combinations of deferred payment scheme, 2 examples of such schemes are illustrated in the following table.

Stage	Payment under a deferred payment scheme A( % of purchase price )	Payment under a deferred payment scheme B( % of purchase price )
Upon the grant of Option to Purchase	5%(booking fee)	5%(booking fee)
Upon signing of the Sale & Purchase Agreement or within 8 weeks of Option date	20% less booking fee	10% less booking fee
Notice of Vacant Possession	65%	75%
On Completion Date	15%	15%

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Other Payments

Besides the purchase price, there are other payments which a purchaser is required to make under the Sale & Purchase Agreement, such as the following:
•	all property tax levied in respect of the unit after the purchaser receives from the developer the Notice of Vacant Possession.
•	if the unit is in a strata-titled housing project, maintenance charges for the maintenance of the common property and the provision of cleaning and other services from the date the purchaser actually takes possession of the unit or the 15th day after the purchaser receives the Notice of Vacant Possession in respect of the unit, whichever is the earlier. More information on maintenance charges can be found in BCA's publication "Strata Living in Singapore". Rate the Home Buyers' Guide